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Does it snow every May? The financial worries of modern life

Does it snow every May? The financial worries of modern life

With all the financial problems brought on by the banking collapse and the recession is still biting hard, people need to seek professional financial advice.

Usually when I’m thinking about writing a blog, I am sat at my computer and looking on the internet for something to give that spark of interest – giving me an idea what to write about.

It may be the Bank of England’s interest rates, pay day loans or how many people used the food bank in Firth Park, Sheffield this week.

This time, I’m sat in my garden on August Bank Holiday Monday. Thinking about the work I’ve done and the work I’ve still to complete to get the garden ready. As sad as it may sound, to get ready for the forthcoming winter.

I start to think that with a garden like this who needs to join a gym!

My mind started wandering back to when I was a lot younger than I am now. So I got thinking about my halcyon days in the 60s and 70s. Now I know it must have rained in August and snowed in May in the past, yet I seem to only remember the long hot summer days, cold drinks and my Bermuda shorts with a matching shirt.

Then I got thinking about my work at Wilson Field Insolvency Practitioners as a telephone sales advisor in Sheffield. Would I be continuing to contact licensees of public houses all around the country to try to find out a little more about the decline of the British pub trade and asking them if they needed any free advice regarding their financial matters or other business advice.

I was thinking that when I call them, the day after a hot and sunny bank holiday weekend they will believe they have no problems and the “feel good” factor will have kicked in, sales were great and things are on the up and up. They are not thinking a storm is brewing and colder days with darker nights are just around the corner. Financial worries will be the furthest thing from their minds.

Obviously, the next major money making time will be Christmas and the New Year. A time when history tells us people spend all their cash on having a good time and licensees take record amounts seeing them through the dark days of winter. But think on. The recession is still biting hard whatever the government tell us. Things may seem to be on the up but it will take a long time before we’re back to the good old days. Before bank collapses and the financial problems that this situation brought us.

I totally believe in “making hay” while the sun shines, but “one swallow does not a summer make”. I am thinking when licensees are asked if they want any free financial advice, they should grasp the opportunity with both hands. Troubled times lay ahead and professional advice from a company like Wilson Field may come in very handy in the future.

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